Here are two tips to get you get you started with financial planning:
 

4. Figure out how much you can afford:
Before you start looking for your dream home, let's find out how big you can dream. Knowing your true budget is the first and most important step in buying a home.
 

5. Arrange a mortgage:
Money makes the world go round, and a mortgage gives you the power to buy a home. This isn't the most fun step in buying a home, but it's vital.

There's much more at http://www.howrealtorshelp.ca/planning-finances.php  
Home buying can be a daunting and complex process. But with a REALTOR® at your side, it doesn't have to be. Remember, a REALTOR® works for you and must, by law, look after your best interests. So take a few minutes and learn how a REALTOR® can help you find what you're looking for.